Frugalosophy

When Should I Start Planning for Retirement?

Mrs. 4D Frugal, when should I start planning for retirement? NOW! What?!? But I’ve just started working in the real world. So? Start now! But I have 4 children! Then you should definitely start now! But I’m already 50+ years old! It’s never too late to start saving and being frugal! But I’m still in college. Now is the perfect…

Read More

Frugalosophy

What is Early Retirement?

Everyone knows what retirement is.  It’s that wonderful time after you turn 65 or 66 and you quit your job to sip margaritas on the beach in Mexico.  Right? Well, not necessarily.  What if I told you that retirement can start at any age, even at the ripe old age of 35? To retire is defined as “to leave one’s…

Read More