All content on this blog is created by me or collaborators with my consent.  We are not financial experts or experts at life decisions.  We can only relay to you information that we believe in or that has worked for us.  We do not give professional advice or even claim to do so.  We know that we are not perfect and should not be seen as such.  We always recommend you do your own research and consult a professional for advice specific to your situation. We accept no liability for your blind following of our advice.

The World’s Laziest Dog recommends that treats be given to all animals without regard.  The humans of this blog disagree and understand that is how animals become fat and unhealthy.