Frugalosophy, Start Here

The 5 W’s of 4D Frugal

So, you made it to the blog.  You decided to come check out what this ‘early retirement’ thing is all about.  Well, where should you start? You should probably start by figuring out who the 4D Frugal family is. Next, you should read about what early retirement actually is. Then you can read about when to start planning for retirement.…

Read More

Frugalosophy

Why Should I Care about Early Retirement?

It might sound like a lot of work to be aware of where your money is going and cutting back where you can, but it quickly becomes second nature.  You learn to be aware at all times and to analyze purchases instead of making impulse buys with every trip to the store.  In fact, it gets easier to just skip…

Read More

Frugalosophy

Where Do I Even Start to Become Frugal?

So, being frugal sounds all well and good, but where do I start? That is a great question; I’m glad you asked! You cannot truly assess where you need to become frugal if you do not know where your money is going.  It is easy to sit back and watch the dollars disappear without any real knowledge of where they…

Read More

Frugalosophy

When Should I Start Planning for Retirement?

Mrs. 4D Frugal, when should I start planning for retirement? NOW! What?!? But I’ve just started working in the real world. So? Start now! But I have 4 children! Then you should definitely start now! But I’m already 50+ years old! It’s never too late to start saving and being frugal! But I’m still in college. Now is the perfect…

Read More

Frugalosophy

What is Early Retirement?

Everyone knows what retirement is.  It’s that wonderful time after you turn 65 or 66 and you quit your job to sip margaritas on the beach in Mexico.  Right? Well, not necessarily.  What if I told you that retirement can start at any age, even at the ripe old age of 35? To retire is defined as “to leave one’s…

Read More

Frugalosophy

Who is the 4D Frugal Family?

Hello! We are a family of 4 (if you count the dog) who have decided that early retirement is for us.  I mean, who wouldn’t want to be retired and able to do anything they want?  We also plan to do this about the time we are 35 years old, just 6 years from now. I’m Jess.  I write the…

Read More

Frugalosophy

Beginning our Road to Early Retirement

Where do you see yourself in 10 years?  Are you working the same job you are in now, just with higher pay (you did get a raise, for goodness sake)?  Have you gotten a promotion?  Are you running your division?  What would you think about running the company?  Are you loving every minute of your job? What if, in 10…

Read More